Seleccionar página

¿Tienes alguna duda? Llámanos al +34 914 250 919 o escríbenos

Loans and Borrowing – popular points – FAQ – RBS

Show it at this point

Popular issues

Noble Financial Institution of Scotland loans

Borrow between ?7,500 and ?19,950 at the price of

Consultant 3.4percent APR

More levels available at alternate charges. Our personal charges trust your circumstances and the amount you want that will vary from the adviser APR. To apply, you really must be 18+ and a UK citizen with either a Royal lender of Scotland newest membership (arranged for 3+ weeks), plastic or home loan (kept for 6+ period). Card and financial customers must incorporate on line or by telephone.

Icon expand who could sign up for a house financial of Scotland consumer loan?

You’ll have to be: 18+ and a British resident with either a Royal Bank of Scotland present accounts (used for 3+ days), credit-based card or mortgage (presented for 6+ days).

You may pertain to use any quantity from ?1,000 to ?50,000.

it is also advisable that you realize all of our charges offer the same for first time and established users.

Icon stretch exactly what can We borrow money for?

You could borrow for virtually any purpose. When you plan to use the mortgage for more than one mission, just find the objective may use up significantly more than 50per cent associated with financing. For instance, if you are borrowing ?11,000 split between your vehicle for ?6,000 and renovations for ?5,000, you should pick ‘Car’ as being the goal of your loan. If no mission makes up 50per cent or even more associated with funding, you should find the intent that describes the reason behind when it comes to borrowing from the bank.

Famous increase How quickly am I going to obtain your dollars?

Previously an electronic Deposit visitors? The amount of money may be inside levels your next working day. To achieve this, you’ll want to implement on line, submit your web deposit information and encounter our loans requirements.

Regardless of whether you’re not just recorded for Digital savings – you can continue to employ on the internet. Influenced by accord, we’ll dispatch your documents by blog post – these typically get here within 3-5 instances. Simply see, indicator and return the documents to you. The resources may be within your account within a couple of days, presented the application is successful.

Star boost exactly what can We incorporate as «income» if completing the form for my own online financing?

One should add together all of your month-to-month profits. You can include: – Salary (after taxation) – Pension – Disability life allocation

You can also add in: – Court-agreed kid routine maintenance – long-range place, property, or reposition allowances from your employer – youngsters taxation loan – Effective taxation financing (when it is not just currently a part of web earnings) – Under ‘Other every month earnings’ you can include kid advantage, various other county features and almost any other net (after income tax) consistent profit you’ll get.

If you decide to maintain money that isn’t revealed on the regal financial institution of Scotland recent account, we could inquire about additional verification.

Famous broaden exactly what goes on after I have used on the web?

Following your web submitting:

– we will copy the loan settlement and deliver they for your requirements immediately after we are able to (usually next working day).

– When you finally receive your own agreement, please indicator and date they where determined and give they returning to people inside the envelope furnished. Once we’ve requested verification of identification, income or additional paperwork, be sure to ensure you enclose the initial paperwork. We shall come back these for your needs.

Even as we’ve got the finalized arrangement (like these supporting files we all required), we’re going to frequently steps the application within two trading days. However, we may want to get hold of one to reveal details in the program – in that case, we’ll phone or publish for your requirements within two trading days.

As we’ve refined all your information, we are going to convert the loan investments into the regal lender of Scotland account that you’ve given on the software.

Please be aware: the application stays an agreement in principle (in place of our personal ultimate decision) until we have now accomplished our assets test system. We possibly may must also communicate with we for even more info to back up the job. If it’s expected to impair our ultimate decision your timing of the final choice, we will consult with one notify you.

If you want to chat with people regarding your tool

If you’ve got provided internet application for a private mortgage and need to ask as to the updates of one’s software, kindly call us throughout the amounts below.

You should call 0800 121 121. Minicom: 0800 404 6161.

Wednesday to Friday 8am to 8pm, Saturday 9am to 6pm (excluding open holiday breaks). Phone calls is tape-recorded.