Have you got a sweet place for rebates? Brand new Citi Cash back Credit offers so you’re able to 6% discount into supermarket instructions and a lot more.
It’s suitable for date-to-big date expenses to possess moneysmart folks who love to discover rebates alternatively off rewards.
Only at that composing, for those who make an application for brand new Citi Money back credit away from now up to Oct 31, 2019 and get acknowledged, you’ll found P5,100000 value of SM Provide Solution as your enjoy current.
Thus help’s glance at precisely what the Citi Cash return cards has to offer, as well as its fine print. Find out if so it cards is really a good “each day serving of pleasure” while the advertised.
How does the fresh new Citi Cash back Card work?
The latest Citi Money back Card is recommended for folks who spend more about groceries and resources. Locate doing 6% discount, you’ll have to make use of the card into paying kinds including once the fuel, pharmacy sales, food, and, and you can purchase about P10,100.
Take a look at this attempt computation taken from the state Citibank web site. The amounts are merely advice and will not think about the statement off membership.
[ Source: Screengrab out-of Citi Money back Credit web page, 08 Oct 2019]
A family group from five – using P15,100000 into the goods and you will Meralco debts, and you can P10,100 on power, restaurants, and you may activities, gets an entire cashback out of P1,100 each declaration week.
Again, the fresh quantity vary dependent on your own genuine spending.
You can discover around P1,one hundred thousand money back per report times, which is all in all, P12,100 for the entire season.
In a nutshell, you get these rebates if you meet up with the words and you can standards.
For individuals who’re also not-living within the Town Manila, you may have certain doubts about any of it card just like the 2% promotion is tied up with Meralco, and therefore isn’t found in almost every other provinces.
Preferably, that it cards is more suited to a household of step three-cuatro with a constant income, residing City Manila or even in the fresh new suburbs, and has a monthly house bills of approximately P30,000.
For many who’re just undertaking where you work that have normally in the P20,000-P25,one hundred thousand income, so it card isn’t a great fit. You don’t want to become overspending only to obtain the 6% rebate whenever there are other available choices to own more youthful benefits as you.
Given that most other Citibank playing cards, you are able to that it credit towards #Love2Click promotions getting on line deals. Appreciate private coupons during the Zalora, Agoda, Booking.com and you may Winery Philippines, simply to name a few.
So what can your receive in the Citi Cash return mastercard?
You can redeem rebates at the very least off P1.00 plus in increments. Brand new rebates is upcoming credited for you personally.
In order to get bucks credits, you will want to log in to www.citibank.com.ph/thankyou or posting an enthusiastic Texts, providing you use the exact same mobile amount you inserted which have Citi. Merely proceed with the structure, RWDSREDEEMLast 4 digits of one’s Citi and you can send it to 29480 (e.grams. RWDSREDEEM 1234 Cash one hundred).
Keep in mind that the latest used rebates aren’t noticed payments toward cards and will’t be employed to offset the minimum count owed.
Other options to Citi Money back Credit
If you’lso are unsatisfied into the Citi Cash back credit, there are many more choices offering up to 5% promotion.
Such as for example, this new Eastwest Relaxed Titanium provides for to help you 5% rebate to your tips, you also need to expend on most other categories.
Shelter Lender Done Cashback is a contender, as well, as it has the benefit of five-tiered rebates of up to 5% with the market, gasoline, utilities, looking, and you may eating.
Eastwest Financial Informal Titanium – as much as 5% rebate toward essentials
You can aquire doing 5% rebate into requirements particularly grocery store, strength transactions, and you may drugstore orders. It’s including ideal for family members so you can control your low-essential and you will extremely important orders.
But to help you qualify for the 5% discount, you ought to invest at the least P10,000 towards other investing groups, for example lodge hotel, eating, enjoyment, and you will shopping for for each and every battery charging years.
That it credit has the benefit of a month-to-month promotion cover of P1,000.
Shelter Financial Complete Cashback – as much as 5% promotion on the four investing categories
It cashback card offers up in order to 5% rebate within these five investing groups: 5% toward grocery store purchases, 4% to the stamina, 3% toward tools, 2% toward dinner, and you will step one% towards the looking.
The good thing about it credit is the fact to possess tools, they are certainly not simply limited to Meralco expenses. And you can score strength rebates from the participating filling stations across the country, whether or not you energy upwards on Cover, Caltex or Petron.
While the Casual Titanium, this cards provides a discount cover regarding P1,100 30 days.
Besides the rebates you get, you receive prize situations. Earn 1 reward section for each and every P20 you may spend. Use your obtained factors to get sky miles, promo codes, and much more.
So, exactly what do you see the latest Citi Money back card? Do you really believe it fits your everyday means and you will complete lifestyle? Inform us in the statements below!
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